This means that students are not required to pay interest on their student loans while they are still considered students. ![]() Federal and state governments provide the lion's share of student loans in the country and offer the considerable advantage of being subsidized. In the U.S., there are several types of student loan providers: government and private. Related College Cost Calculator | Loan Calculator It also does not take into account any loan fees. * This calculator assumes loans to be repaid each month equally right after graduation or grace period. ![]() * For some direct subsidized loans, you do not need to pay interest during school years or the grace period. * The "Grace Period" is the period between the date of graduation and the date that repayment of a student loan must begin.
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